Property Passport gives you a full, verified insurance profile of the homes you cover, on request and with the owner's consent. Better pricing at renewal, and claims that close faster.
Sound familiar?
The information that decides your risk usually exists. It is just scattered across owners, trades and old paperwork.
Roof age, panel type and water risk come from a questionnaire the owner filled in from memory, years ago.
Adjusters chase receipts, install dates and contractor details just to establish what was there before the loss.
Upgrades go unrecorded and ageing systems go unnoticed, so pricing drifts away from the real risk on both sides.
How Passport helps
Homeowners keep their passport up to date for free. You request what you need, when you need it.
Request a home's passport and, once the owner consents, see roof, HVAC, water and electrical systems with ages, warranties and verified work.
Pre-loss condition, install dates and certified trade paperwork are already on the record. Adjusters start with facts, not a scavenger hunt.
See renewal timing and record completeness across your book, and reward owners who keep their homes in shape.
Owners grant and revoke access. You see what they share, for as long as they share it, with a clear audit trail.
Roof, water and electrical risk in aggregate across consenting policyholders, by region and by system age.
Work is filed by the trades who did it, with certified paperwork, so the profile you underwrite on is one you can trust.
Get started
Tell us about your book and region. We will set up a pilot and walk your underwriting and claims teams through it.